USAA Routing Number | What Is USAA Bank’s Routing Number? | List Of USAA's Routing Numbers In The US | Need a USAA bank routing number?
What is the USAA Routing Number?
For domestic and international wire transactions, the USAA routing number is 314074269.
What is a routing number?
A routing number (also known as ABA (American Bankers Association) or RTN (Routing Transit Number) is a nine-digit number used by banks or other financial organizations to determine where your account was opened in order to transfer or receive money.
Each bank will be allocated a unique routing number to avoid the possibility of confusion. When the erroneous routing number is provided during the transfer, your transaction may be delayed or denied, and if granted, it may be transferred to the incorrect account.
On the other hand
What is a routing number?
A routing number is a 9-digit code that each bank uses to identify itself and transmit money to one another. They were established by the American Banking Association (ABA) with the goal of ensuring that money from transactions—both electronic and check—reaches the right institutions and accounts.
The most used routing numbers are the ABA routing numbers, which are utilized for all financial institution transactions, including paying recurring bills, reorder checks, and tax refunds. ACH routing numbers, which stand for Automated Clearing House, are the numbers that are only used for electronic transactions.
USAA Routing Number
A routing number, sometimes referred to as an American Bankers Association (ABA) number or a Routing Transit Number (RTN), is a nine-digit number that financial institutions use to identify themselves. Bank wire transfers are its most popular use.
314074269 is the bank identity code for USAA. [1] Continue reading to find out more about sending wire transfers with USAA and how to locate your routing number.
What is USAA's wire transfer routing number?
314074269 is USAA's routing number. Unlike other banks that could have several routing numbers, USAA uses the same number for all states, making this number unique.
Understanding the Routing Number
In financial transactions, a nine-digit identifier known as a routing number is crucial for identifying institutions. Sending money to the correct bank is guaranteed by this special code. The Federal Reserve routing symbol is represented by the first four digits of the routing number, the ABA institution identification by the next four digits, and the check digit, which is the last digit, is used to verify the legitimacy of the routing number. This check digit is crucial for lowering transaction errors in electronic transactions and encouraging effective payment processing.
USAA Wire Transfer Routing Numbers
Customers of USAA can utilize the same routing number for checks, wire transfers, and ACH payments.
USAA needs an intermediary bank as a partner to receive foreign payments because it lacks its own SWIFT code.
USAA Wire Transfer Routing Numbers
The type of wire transfer you choose to conduct will determine what information you require. For both domestic and international cables, you will need the following:
Domestic wires
The routing number for domestic wire transfers is 314074269. In addition to your name, address, and account number, you must give the sender the following details:[2]
i) Bank name: USAA Federal Savings Bank
ii) Bank address: 10750 McDermott Freeway, San Antonio, TX 78288
International Wires
Use the SWIFT Code of the intermediate bank (The Bank of New York Mellon): IRVTUS3NXXX to receive an international wire transfer into your USAA bank account. You will have to give the sender the following details:[3]
i) SWIFT code: IRVTUS3NXXX
Bank name: The Bank of New York Mellon
Bank address: 225 Liberty St. New York, NY 10286
ii) Recipient account number: 8900624744
Recipient name: USAA Federal Savings Bank
Recipient address: 10750 McDermott Freeway, San Antonio, TX 78288
iii) Final credit account: USAA checking or savings account number
Final recipient name: Full name of the USAA account holder
The international equivalent of US routing numbers are SWIFT codes. They act as identifiers, ensuring that when you send money abroad, it is sent to the appropriate bank.
| 🌍 USAA International & Domestic Wire Transfer Guide | |
|---|---|
| 🏦 Domestic Wire Transfer |
Routing Number:
314074269
|
|
✈️
International Wire Transfer (FFC to USAA Account) |
Routing Number:
314074269
Intermediary Bank:
The Bank of New York Mellon
SWIFT Code:
IRVTUS3NXXX
Account Number:
8900624744
|
| *FFC = For Further Credit (required for international transfers) | |
For payments that have a SWIFT code:
When sending money to USAA's bank account that needs a SWIFT Code, the sender must first send the money to an intermediate bank, The Bank of New York Mellon, where it will be a "further credit" transfer.
The address, account number, and SWIFT code of the intermediate bank must be used by the sender:
Address of the Bank of New York Mellon:
The New York Mellon Bank
Liberty Street, 225
NY 10286, New York
Account number of the Bank of New York Mellon: 8900624744
The Bank of New York Mellon's SWIFT code is IRVTUS3NXXX.
For transfers without a SWIFT code:
If a transaction to USAA's bank account doesn't need a SWIFT code, the sender should use USAA's bank address and include the recipient's full name, account number, routing number, and physical address:
The bank address of USAA is:
Federal Savings Bank of the United States of America
McDermott Freeway, 10750
78288 San Antonio, Texas
How Can I Locate My USAA Bank Routing Number Online?
Verify your routing number again with the receiver and your bank.
The USAA routing number can be found online by:
1) Verifying the USAA routing numbers where payments must be sent. For wire transfers, view the route number.
2) Make use of the USAA Mobile app or USAA ABA Routing. Please be aware that in order to calculate the rate and cost, you will need to supply the state zip code.
3) A USAA Bank check or statement
FAQs
Why is a route number needed?
To guarantee that all of your transactions are safely routed to the appropriate location, you require a routing number.
In addition, you can utilize your routing number for automatic online payments, bill payment, and direct deposit.
How do I find my routing number for USAA Bank?
Your USAA routing number is located in the lower left corner of your check, on a bank statement, online, and through the USAA Mobile app.
Is '314074269' a routing number for a USAA bank?
USAA provides the routing number 314074269 for ACH payments and both local and international wire transfers.